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No cost electronic check collections on NSF checks.

No matter how cautious you are - it's inevitable - you are going to get some Non Sufficient Funds checks. Happily, there exists an easy and convenient way to collect on these NSF checks at no cost to the merchant. This recovery process eliminates the hassle associated with tracking down check writers and making collection calls. The entire process is handled electronically and the Merchant receives 100% full face value of the NSF check once it is collected. By utilizing free EZCollect check collection services, merchants can forward (or have their banks forward) returned checks to EZ Check for free electronic collections on Non Sufficient Funds (NSF) items. Any checks that clear are reimbursed to the merchant for full face value. EZCheck also attempts to electronically collect the maximum state allowed consumer returned check fee.

Benefits:

No special equipment to buy, lease , or program
No rates
No monthly minimums
No authorization hassles
A cost effective alternative to costly and complicated Check Guarantee Services

Frequently Asked Questions:

Is any equipment required, such as check readers, scanners, etc.?
No. No equipment or authorization is involved. The merchant accepts checks however they wish in their business. They send their returned items to EZCheck for electronic collection.

What are the fees to the merchant?
Unlike Check Guarantee services, there are no fees, sign-up costs, or monthly minimums.

What returned checks are elligible for this service?
Non-Sufficient Funds (NSF) checks only. Checks returned for any other reason are not eligible for EZCollect per banking regulations. If the merchant desires to send other types of returned checks for collection, Account Closed for example, EZCheck will accept these checks and work them as regular collection items. If EZCheck collects those items, the merchant is reimbursed 65% of face value.

When and how do merchants get paid?
Collected checks are paid monthly via ACH.

What happens after the merchant signs up for this service?
The merchant receives a welcome kit with their merchant ID, POS stickers, and instructions. There is no file to build or equipment to download.

Why should a merchant use a collection service instead of just collecting NSF checks in-house?
Customer retention is the first priority. When merchants have to contact customers about NSF issues, often the embarrasment factor ends the customer relationship. By letting someone else be the "mean bill collector", merchants win both the battle and the war by getting paid and keeping their customer.

I'm a little skeptical when I see the word 'free'. How can EZCheck offer this service for free?
The service is free to the merchant. The customer pays the state allowed consumer returned item fee which is retained by AMS/EZCheck.

For more details on no cost NSF check recovery Click Here

Questions? Contact us toll free at 1-877-689-1691,
or via email using the form below

Please contact us with any questions regarding Check Services

Please note that all fields followed by an asterisk must be filled in.

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Which check service(s) are you inquiring about?*
Which check service(s) are you inquiring about?*

	E-commerce check
	Telephone check guarantee
	Paper check guarantee
	Check guarantee WITH conversion
	Check guarantee WITHOUT conversion
	Verification and collection
	Telephone check conversion
	Other

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Other products and services from EZ Check:

EZDeposit � Remote Deposit Capture
EZDeposit allows organizations to process and deposit all types of paper check remotely without having to physically take checks to the bank. EZDeposit�s secure web-based software combines with a check imager to provide organizations a quick and easy method of removing paper from the check acceptance and deposit process. By using EZDeposit, personal, corporate, and all other check payments that are received in person, via the mail, or drop box locations can be captured and converted to electronic funds transfer (EFT) transactions for deposit directly to an organization�s bank account.

Electronic Check Conversion (ECT)
The EZCheck� Electronic Check Transfer (ECT) program combines the benefits of paper checks with the speed, ease and safety of electronic processing. It's just like accepting a credit card or debit card at the point-of-sale. The check is converted to a paperless transaction by electronically moving funds from the customer's bank account to the business's bank account. Combined with Check Guarantee, this service delivers a streamlined check acceptance process that eliminates returned checks and returned check fees, while reducing paperwork and trips to the bank.

EZ Debit Electronic Recurring Payments EZDebit allows your business to electronically process any type of recurring payment including monthly service fees, payment plans, subscriptions or membership fees. By offering your customers a better way to pay, you can add real advantages not only for your customers but for your business as well. EZDebit enables you to process customer payments by automatically initiating a charge to their checking account or credit card each time a payment is due. The web-based intuitive interface controls the timing of customer payments that can be scheduled with any frequency, and in any amount, up to a year in advance.

EZTel Electronic Chicks by Phone ProcessingWith more and more businesses transacting sales by phone or over the Internet, providing alternative payment options to customers who do not have credit or debit cards becomes even more critical. Now with EZTel companies can process non-face-to-face check payments with ease and efficiently - opening the door to new customers. EZTel can benefit a wide variety of businesses including mail order, telephone order, catalogue companies, and as an alternative to web sites, whose customers are unsure of processing payments over the Internet.
With EZTel, check authorizations and funds settlement are processed in real-time. This allows marketers to reduce handling time by immediately shipping merchandise instead of waiting for a check to be received in the mail and then clear the bank. EZTel's user-friendly web interface greatly streamlines operations, improves customer satisfaction and cash flow. Plus, transactions that return for non-sufficient funds are automatically re-presented via the ACH system, greatly improving collections.

EZ Approval--Off site mobile Check Guarantee or VerificationIf you conduct payment transactions remotely EZCheck's EZApproval option is going to suit your needs perfectly. With EZApproval you can access check guarantee and check verification services remotely using any touch-tone phone, including wireless!
Here's how it works: EZCheck has made the process super easy by enabling your merchant ID to be recalled automatically via your phone number - saving valuable keystrokes and time with each transaction. Once you dial into the toll-free number our automated response system will prompt you to enter the consumer's check information along with the dollar amount of the check and within seconds a response will be returned. If the check is approved, just write the approval code on the check and deposit it as you normally would, knowing the funds are secured via EZCheck's guarantee feature.

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